Now the recent judgment by the Supreme Court of India in Jain construction company limited vs oriental insurance company clear the delay issue against the insurance company as well as various judgment by the SCDRC as well as the NCDRC clearly in the favor of the complainant.
OM PRAKASH VS ORIENTAL INSURANCE COMPANY LIMITED also in favor of the insurer, but certain clause also included that is —— incident will be true
insurance surveyor found the incident true.
Also as per the IRDA circular insurance company can not repudiate the claim on delay intimation.